Lowest Prices to Buy Fine Silver in MontrealNo Taxes. No Hidden Fees.
Royal Canadian Mint Silver Maple Leafs and recognized 1 oz bars at live spot +$1.00/oz — our special pricing, updated live and honoured at the counter.
- No minimum
- No taxes
- No hidden fees
- Walk out with it
- +$1.00 over spot, unconditional One coin or a hundred ounces — same rate
- XRF-tested on the spot Purity verified before you pay
- No taxes, no hidden fees Investment silver is GST- and QST-exempt
- Price lock available Call to book your rate before you travel
Today's Price — Fine Silver at Spot +$1.00 an Ounce
Live · from our price sheetRates update live — last updated Sep 1, 2026 • 4:27 PM. Silver spot moves continuously with international markets, so your final figure is confirmed at the counter at the moment of purchase. Investment-grade silver is zero-rated for GST and exempt from QST in Canada, so nothing is added on top.
Available in-store
Silver We Sell Today
Every line below carries our live selling price and the premium it represents over the silver spot rate — taxes included, because there are none to add. Inventory varies, so call ahead to confirm a specific product before travelling.
Special pricing — 1 oz coins & bars at spot +$1.00/oz
🥈 Fine Silver CAD
Live · CADLive selling prices · call to confirm availability
| Item | Description | Premium | Our price |
|---|---|---|---|
| RCM-Maple leaf 1oz | 999 Silver perfect condition | +$1.00 / oz | $90.06 |
| RCM-Maple leaf 25x1oz | Tube 9999 Silver Coins | +$8.00 / oz | $2,426.59 |
| Other Branded Minted Fine Silver Bar or Coin | +$1.00 / oz | $90.06 |
Products
What We Carry in Silver
Government-issued and recognized-refiner silver only — the products that stay liquid when you come to sell. Card prices below come live from the same price sheet as the table above.
RCM 1 oz Silver Maple Leaf
- 9999 fine silver, government-issued
- The most liquid silver coin in Canada
- Sold individually — no minimum
$90.06
live spot +$1.00 per coin — tax-free
RCM Tube — 25 × 1 oz Maple Leaf
- Sealed Royal Canadian Mint tube
- 9999 fine silver coins
- The efficient way to add 25 oz at once
$2,426.59
sealed-tube rate, live from our price sheet
Recognized 1 oz Bars & Rounds
- 999 fine silver, hallmarked
- Bank- and refiner-issued bars
- Same special premium as the coins
$90.06
live spot +$1.00 per ounce — tax-free
Looking to sell silver instead? See our silver buying rates.
How our pricing works
No Tiers, No Taxes, No Hidden Fees
Every customer pays the same: the live spot price plus our published premium per ounce, and nothing else. Here is that arithmetic, on today's numbers.
Sample calculation — 1 oz Silver Maple Leaf
Live figures, updated with our price sheet.
Silver of 999 purity or finer in coin and bar form is zero-rated for GST and exempt from QST, so the total above is final. Spot moves continuously with international markets, so the figure at the counter at the moment of your transaction is the figure you pay.
Why our premium is low
The premium is the part of the price that is not the metal. It pays for minting, distribution and the cost of holding stock — and for most sellers, a good deal more than that.
National online dealers carry warehousing, insured shipping, packaging, card processing and a marketing budget, and every one of those costs sits inside their per-ounce premium. Then shipping and insurance are added again at checkout, and there is usually an order minimum before the better rate applies at all.
FairGold Montreal is a single walk-in store in Côte-Saint-Luc. We do not ship, we do not run a warehouse, and we do not have a call centre. That lower cost base is where our premium comes from — and we publish it on this page rather than burying it, so you can hold it up against anyone else's before you buy.
The premium is the same for one coin as for twenty. There is no membership, no tier and no minimum order to unlock it.
The premium, compared
A Typical Montreal Dealer Charges About $5 an Ounce on Silver. We Charge Spot +$1.00.
Spot is a world price, so the metal itself costs every dealer in the city exactly the same. The only thing separating one Montreal counter from another is the premium added on top — and that is where the gap opens up.
🥈 Premium over spot, per troy ounce
Live · CADOur premium is the same at any quantity, with no minimum and no membership.
| 1 oz bullion | FairGold Montreal | Typical Montreal dealer |
|---|---|---|
| Fine gold, 1 oz coin or bar | +$49.00 | Over $100 an ounce |
| Fine silver, 1 oz coin or bar | +$1.00 | Around $5 an ounce |
What you pay for
Included, and Not Charged
The premium over spot is the whole of what you pay above the silver itself. This is what sits on either side of it.
Included in the price you see
- XRF purity verification on your product, run in front of you before you pay
- A dated invoice on every purchase — with the refinery serial number where the bar carries one
- Same-day collection. Your silver leaves the store with you
- The same premium at any quantity — one coin or a hundred ounces
- A price lock on request. Call ahead and we hold your rate while you travel in
- A standing offer to buy it back at our published silver rates whenever you choose to sell
What we never add
- Shipping charges — there is nothing to ship
- Insurance or signature fees on a parcel in transit
- Handling or packaging fees
- Payment-method surcharges — cash, Interac e-Transfer and wire all cost the same
- Order minimums or membership tiers to reach the advertised rate
- GST or QST — investment-grade silver is zero-rated and exempt in Canada
- Storage or account fees — you take physical possession on the day
Why FairGold
Why Buy Your Silver Here
- ✓The price is published, not quoted on the phoneOur live spot rate and the premium we add are both on this page, updated as the market moves. You can compare us before you spend a minute travelling.
- ✓Royal Canadian Mint productRCM Silver Maple Leafs in single coins and sealed 25 oz tubes — 9999 fine, government-issued, and the easiest silver in Canada to sell again.
- ✓Every product XRF tested before it leavesWe verify purity on-site with our Vanta XRF analyzer and you see the reading on screen. An instrument reading, not a verbal assurance.
- ✓No shipping risk and no waitingNothing travels through the post. You walk in, you pay, and the silver is in your hands before you leave.
- ✓We buy it back when you are readyThe shop that sold it to you will also buy it from you, at rates published on our prices page, with same-day payment.
- ✓Owner-operated & Revenue Québec compliantFamily-run by Simon and Nancy since 2015. You deal directly with the owners, and every transaction is properly documented.
Process
How to Buy Silver in Montreal, Step by Step
Three steps, no appointment needed for standard purchases.
Check Our Special Pricing
Read the live spot rate and our $1-over-spot premium at the top of this page. For anything above 20 oz, call ahead so we can confirm stock and lock your rate.
Walk In — No Appointment
Come to 7075 Chemin de la Côte-Saint-Luc during business hours. Free parking on-site at the Côte-Saint-Luc Shopping Centre.
We Test It, You Take It Home
We run XRF verification in front of you, then you pay by cash, Interac e-Transfer or wire — no surcharge on any of them — and leave with your silver and a dated invoice.
FAQ
Buying Silver — Common Questions
Everything worth knowing before you come in for silver.
What does “over spot” mean when buying silver?›
Which silver products do you sell?›
Is the price on this page the price I pay?›
Do you charge extra for shipping, insurance or payment method?›
Do I pay GST or QST on silver bullion?›
Is the $1 over spot promotion conditional?›
Is there a minimum or maximum purchase?›
Do I need an appointment to buy silver?›
Do you verify the silver before I pay?›
Can I sell my silver back to FairGold?›
What payment methods do you accept?›
Still have a question? Call 514-234-0192 or visit us in Côte-Saint-Luc.
Ready to Buy Silver?
Walk in during business hours, or call ahead to lock your rate and confirm stock.
7075 Chemin de la Côte-Saint-Luc, Montreal.