💲 Today’s Buy Prices

Live · CAD
Karat 50 g+ 25–50 g Under 25 g
Gold 10K$72.72$70.97$69.22
Gold 14K$103.50$101.50$99.75
Gold 18K$133.03$131.53$130.03
Gold 21K$153.85$152.10$150.10
Gold 22K$165.20$163.45$161.45
Gold 24K$177.45$175.95$173.95
Sterling silver 925: $1.49/g 999 silver, 1 oz: $84.29

Rates as of Aug 28, 2026 · refreshed daily from our price sheet.

Per gram in CAD, by total gold weight tier, applied to payable gold weight — a solid gold clasp counts in full, while steel clasps, stones and non-gold findings come off the scale figure first. Confirmed after the free XRF test you watch.

These are the per-gram rates. What counts as a payable gram — and what comes off before the scale figure becomes the payable figure — is set out in payable weight, part by part.

Full Price List →

Jewellery We Buy

Worn, Outdated, Broken or Odd — It All Counts

Nothing needs to be cleaned, repaired or matched up first. Bring it all in one visit so the whole lot is weighed together and lands in the best volume tier.

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Rings & Wedding Bands

Engagement rings, wedding and signet bands, cocktail rings, class rings. Resized, bent and stone-missing pieces included.

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Chains, Necklaces & Bracelets

Rope, curb, box and Figaro chains, bangles, tennis bracelets and charm bracelets — snapped clasps and tangles are fine.

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Earrings & Pendants

Studs, hoops, drops, single earrings whose pair is long gone, plus pendants, lockets, crosses, charms and religious medals.

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Inherited & Estate Boxes

Whole jewellery boxes sorted and tested in front of you. Plated and costume pieces are separated out and handed straight back.

Read Your Own Jewellery

What the Tiny Number Inside Your Ring Means

Most jewellery carries a purity stamp inside a ring band, on a clasp tongue or on the back of a pendant. Here is what each one means before anyone tests anything.

Stamp Purity Where you usually see it
375 · 9K37.5% goldBritish and older European jewellery; uncommon in Canada.
417 · 10K41.7% goldThe most common karat for North American everyday chains and rings.
585 · 14K58.5% goldThe Canadian default for wedding bands and better-quality chains.
750 · 18K75% goldItalian and designer jewellery, and most diamond mounts.
875 · 21K87.5% goldMiddle Eastern and South Asian bridal jewellery.
916 · 22K91.6% goldIndian and Gulf gold, often deep yellow and soft to the touch.
999 · 24K99.9% goldInvestment pieces, gift bars and some Asian chains.
925 · Sterling92.5% silverSilver rings, bangles and chains; also stamped STER or STG.
GF · GP · HGE · RGPPlated or filledA thin gold layer over base metal. No recoverable value, so it is handed back.

No stamp, or a stamp you do not trust? It changes nothing. Hallmarks wear away, get polished off during resizing, and are occasionally simply wrong — which is why the offer is never based on the stamp. Every piece goes under an XRF (X-ray fluorescence) analyser that reads the actual elemental composition in seconds, and you watch the reading appear. A piece that measures 17.1K is paid as 17.1K rather than being rounded down to 16K. The full method is set out in how gold offers are calculated and how silver offers are calculated.

Payable Weight, Part by Part

Clasps, Findings and What Comes Off the Weight

Almost every piece of jewellery is a mix of metals. What you get paid for is the tested precious metal only, so it is worth knowing in advance which parts count and which come off before the scale figure becomes the payable figure.

Part How it is handled Effect on your payout
Gold clasp, stamped like the chainTested with the chain and paid at its own reading.Counted in full. A solid gold lobster or box clasp is payable metal like any other part.
Steel or base-metal spring ring, lobster or magnetic claspXRF shows it is not precious metal, so it is cut off or its weight deducted.Usually a fraction of a gram — real, but small next to the chain itself.
Jump rings, end caps, pin backs, earring posts and butterfliesRead separately; gold findings stay in the weight, steel ones come off.Small individually. On a box of many earrings it adds up, which is why they are read rather than assumed.
Spring bars and watch pinsAlways excluded — they are stainless steel on essentially every watch.Negligible in weight, removed as a matter of course.
Solder joints, resizing beads and old repairsOften a lower karat than the body of the piece, so several readings are taken.The body is paid at its measured karat rather than being downgraded because of a repair.
Stones, pearls, enamel, resin and glueRemoved, or their weight excluded from the metal weight.Never weighed as gold. A stone-heavy ring weighs far more at home than its payable metal weight.
Watch cases with the movement still inMovement, crystal, strap and steel back excluded; the gold case is weighed alone.The gold in a case is often a small share of what the whole watch weighs.
Hollow chains, bangles and puffed heartsWeighed exactly as they are, with no penalty for being hollow.Hollow means less metal, not a lower rate. A hollow rope simply weighs less than it looks.
Gold-filled and plated parts (GF, GP, HGE, RGP)Identified and separated out at the counter.No recoverable value, so they are handed back rather than bought.

Why this matters when you compare two offers. Two buyers can quote what sounds like the same rate and pay very differently, because one weighs the whole item — steel clasp, stone and all — and applies a lower percentage, while the other separates the payable metal first. The only way to compare them is to ask each buyer for the two numbers separately: the payable weight in grams at each purity, and the rate as a percentage of today’s spot. At FairGold Montreal both are shown as the pieces are tested, and both appear on the written offer. The arithmetic that turns them into a dollar figure is set out in how gold offers are calculated.

What Decides Your Offer

Four Numbers, All of Them Shown

  • Tested purity, not the hallmarkXRF measures what the metal actually is. Mixed-karat lots are separated so 18K is never paid at the 10K rate.
  • Payable weight, stones excludedDiamonds, gemstones, watch movements, spring bars and steel clasps are deducted or valued separately — never weighed as gold.
  • Today’s spot price, stated as a percentageThe rate is quoted as a share of the live market price supplied by MetalPriceAPI, so the offer can be checked against any public quote.
  • Volume tier on the whole lotEverything is weighed together, so a drawer of odd single earrings can lift the whole visit into a better tier.
  • Written offer, then your decisionTake the written offer away and compare it. Free appraisal, no obligation, and a receipt issued on every completed sale.
Gold jewellery weighed on a precision scale during an appraisal at FairGold Montreal

Before You Sell

When Jewellery Is Worth More Than Its Metal

A metal buyer is the right answer for most jewellery and the wrong answer for some of it. Knowing which is which before you walk in is worth more than any percentage point.

Sell it for the metal

  • Broken, bent or snapped pieces nobody will wear again
  • Single earrings, orphan charms and worn-thin chains
  • Dated styles and unwanted gifts sitting in a drawer
  • Plain bands, hollow chains and mass-produced 10K and 14K
  • Sterling silver jewellery with no maker of note

These are worth what the gold or silver in them is worth, and a tested, spot-linked offer is the honest ceiling.

Try a specialist first

  • Signed designer jewellery — Cartier, Tiffany, Van Cleef, Bulgari
  • Certified diamonds above roughly one carat, with paperwork
  • Antique, Art Deco and period pieces in original condition
  • Collector watches, where the movement carries the value
  • Anything with real sentimental weight you may regret

These can be worth several times their scrap value through an auction house or a specialist dealer. FairGold Montreal says so out loud rather than buying them at metal price, and will still test them for free so you know the floor. More on choosing a route: selling gold in Montreal.

Simple Process

Selling Your Jewellery, Step by Step

Walk in with a bag of jewellery, walk out paid. Most visits take under 30 minutes.

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Bring Everything

No sorting or cleaning needed. Plated and costume pieces are separated out for you at the counter.

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Watch the XRF Test

Each piece is tested for exact purity and weighed in front of you, item by item, karat by karat.

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See the Breakdown

Purity, payable weight, today’s spot price and your volume tier — the whole calculation, in writing.

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Decide, Then Get Paid

Take the offer away or accept it. Same-day cash, e-Transfer, cheque or wire, with a receipt.

Price Policy

Best Price Guarantee on Gold Jewellery

Bring us any written offer on your gold jewellery from a registered Montreal gold or silver buyer and we will match it or beat it — on the spot, before you decide.

The guarantee is possible because of how jewellery is tested here. XRF measures actual elemental composition instead of relying on a hallmark or an acid scratch test, so a piece that reads 17.1 karats is paid as 17.1 karats rather than rounded down to 16. On a mixed jewellery lot that rounding is where most of the money quietly disappears at other counters.

Applies to: gold and silver jewellery and silverware (not bullion, bars or investment coins in either metal), against a written offer from a registered gold or silver buyer in the Montreal area.

Jewellery Selling Questions

Hallmarks, Stones and What Gets Paid

The questions people actually ask at the counter, answered before you come in.

How do I know if my jewellery is 10K, 14K or 18K?
Look inside a ring band or near a chain clasp for a small stamp. 375 means 9K, 417 means 10K, 585 means 14K, 750 means 18K, 875 means 21K and 916 means 22K. On silver, 925 means sterling. A missing, worn or foreign hallmark does not matter here: every piece is XRF-tested, which measures the actual metal rather than trusting the stamp, and the reading is what the offer is based on.
Do you buy broken jewellery, single earrings and tangled chains?
Yes. Broken chains, bent rings, single earrings, clasps, charms and pieces with stones missing are all bought. Condition changes what a piece is worth to wear, but it does not change how much gold or silver it contains, and the offer is based on the metal. There is no need to untangle, clean or repair anything first.
How much should a Montreal shop pay for 14K gold jewellery?
14K is 58.5 percent gold, so a fair offer starts from 58.5 percent of the live spot price per gram and then applies the buyer’s rate. FairGold Montreal states its offer as a percentage of spot and shows the calculation: the XRF purity reading, the payable weight, the spot price of the day and the volume tier. Any buyer who will not show you those four numbers is asking you to take the price on trust. Current rates are on our prices page.
Are diamonds and gemstones paid for separately?
The metal and the stones are valued separately, so nothing is quietly absorbed into one number, and stone weight is excluded from the payable metal weight. Loose diamonds and diamond-set jewellery are bought — but a certified stone or a signed designer piece is often worth more sold as jewellery than as metal, and you will be told so rather than bought out at scrap value.
Do you pay for the clasp on a gold chain?
It depends what the clasp is made of, and it is tested rather than assumed. A solid gold clasp is XRF-tested with the chain and paid at its own reading. A steel, base-metal or magnetic clasp is not precious metal, so it is removed or its weight deducted before the payable weight is set — usually a fraction of a gram, so on most chains it is a small correction rather than a meaningful loss. The same goes for jump rings, end caps, earring posts and butterflies, watch spring bars and any stones. The full part-by-part breakdown is in the table above.
Do you buy sterling silver jewellery as well as gold?
Yes. Sterling rings, chains, bracelets, bangles and pendants marked 925 or 800 are tested the same way and priced against the live silver spot rate. Silver-plated jewellery is not bought, because the plating is a few microns thick and holds no recoverable value. Flatware and serving pieces are covered on sell your silver.
I inherited a box of jewellery and do not know what is in it. What should I do?
Bring the whole box. Everything is sorted and tested in front of you, gold-filled and plated pieces are separated out and handed back, and you get an itemised breakdown before any offer is discussed. Larger estate lots can be evaluated at home across Greater Montreal by appointment, arranged on 514-234-0192.
Do I need an appointment, and is the appraisal really free?
No appointment is needed during business hours, and the appraisal is free with no obligation to sell. You watch the XRF test, see the weight on a Measurement Canada certified scale and receive the offer in writing, so you can take it elsewhere to compare before deciding. Hours and parking are on visit us.

Go deeper: how each gold offer is calculated, today’s posted rates, or the full FAQ.

Bring the Jewellery Box In

Free XRF appraisal on every piece, an offer in writing, and no obligation to sell. Walk in during business hours or call ahead.